1. Introduction
These Terms and Conditions ("Agreement") govern the use of the payment gateway services ("Services") provided by DexiPay ("Company," "we," "us," or "our"). By accessing or using our Services, you agree to be bound by this Agreement. If you do not agree with these terms, please refrain from using our Services.
2. Eligibility and Registration
To use our Services, you must be at least 18 years old and capable of forming a legally binding contract. By accessing or using the Services, you represent and warrant that you meet these eligibility requirements. You also agree to provide accurate, current, and complete information during the registration process.
3. Use of Services
3.1 Authorized Use: You agree to use the Services solely for lawful purposes and in accordance with this Agreement.
3.2 Prohibited Activities: You shall not engage in any activities that violate any applicable laws, regulations, or this Agreement. Prohibited activities include, but are not limited to, fraud, money laundering, or any unauthorized use of the Services.
4. Payments and Fees
4.1 Transaction Fees: You agree to pay the applicable transaction fees for each payment processed through our Services. Transaction fees are subject to change, and we will notify you of any changes in advance.
4.2 Refunds: Refund policies are at the discretion of the merchant using our Services. We are not responsible for processing refunds, and any disputes regarding refunds should be resolved directly with the merchant.
5. Security
5.1 Data Security: We implement industry-standard security measures to protect your data. However, you acknowledge that no method of transmission over the internet or electronic storage is 100% secure.
5.2 Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.
6. Privacy
6.1 Data Collection: By using our Services, you consent to the collection, use, and sharing of your information as outlined in our Privacy Policy.
6.2 Data Retention: We retain transaction data in accordance with our data retention policies. Refer to our Privacy Policy for details on data retention.
7. Intellectual Property
7.1 Ownership: All intellectual property rights in the Services, including but not limited to copyrights, trademarks, and trade secrets, belong to the Company.
7.2 License: We grant you a limited, non-exclusive, non-transferable license to use the Services solely for your internal business purposes.
8. Termination
8.1 Termination by Company: We reserve the right to terminate or suspend your access to the Services at our discretion, with or without cause and with or without notice.
8.2 Termination by User: You may terminate this Agreement by discontinuing the use of our Services and notifying us in writing.
9. Dispute Resolution
9.1 Governing Law: This Agreement is governed by and construed in accordance with the laws of Cyprus.
9.2 Arbitration: Any disputes arising under or in connection with this Agreement shall be resolved through binding arbitration in accordance with the rules of the corresponding Arbitration Organizations.
10. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.
11. Miscellaneous
11.1 Amendments: We may amend this Agreement at any time by posting the amended terms on our website. Your continued use of the Services after the effective date of the amendments constitutes your acceptance of the updated terms.
11.2 Entire Agreement: This Agreement constitutes the entire agreement between you and the Company regarding the subject matter herein and supersedes all prior agreements and understandings.
By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you have any questions or concerns, please contact us.